Business Certificates of Deposit

Summary

• Fixed APY for added guarantee
• Interest compounds and is credited monthly
• Early withdrawal penalties apply*
• Automatically renews at maturity**

_{*The annual percentage yield (APY) assumes that interest remains on deposit until maturity.A withdrawal of interest will reduce earnings.Fees may reduce earnings. Interest penalty will be equal to half of the original term of CD.Example: for a 12 month CD, there will be a 6 month interest penalty.}

_{**There is a 10-day grace period after the maturity date to withdraw funds without penalty.}